Unit 3: English for Finance and Banking

Aims and Objectives

In this unit you will learn and practise vocabulary related to finance and banking.

You will practise the following skills and functions:

• describing basic banking functions
• systems of payment

The grammar focus of this unit is:

• I WOULD LIKE, I'D LIKE, etc.
• TO HAVE

Vocabulary

Terms

	účet
	číslo účtu
	částka
	bankomat
	zůstatek
	banka
	bankovní poplatky
	bankovka
	účtenka, směnka
	pobočka
	hotové peníze
	pokladní
	šek
(U.S.)	běžný účet
	šeková knížka
	mince
	poplatek, provize
	kreditní karta
	běžný účet
	depozitní účet, vkladový účet
	směnný kurz
	cizí měna
	úrok
	úroková sazba
	investice
	půjčka
	centrála
	peníze
	hypotéka
	zisk
	sazba
	účtenka, stvrzenka
	spořící účet
	akcie
	podpis
	výpis z účtu
	burza
	proplatit
	vydělat si
	investovat, vložit peníze (dlouhodobě)
	půjčit
	provést převod peněz
	zaplatit
	podepsat
	převést peníze

Phrases

	Vyplňte tento formulář, prosím
	Chtěl(a) bych vyměnit nějaké peníze na euro, prosím.
	Chtěl(a) bych uložit nějaké peníze na můj účet, prosím.
	Chtěl(a) bych si vybrat nějaké peníze z účtu, prosím.

Exercises

Section 1: Vocabulary Practice

Fill in the correct translation for each of the terms below.

1. centrála [?]
2. převést peníze [?]
3. hotové peníze [?]
4. Chtěl(a) bych vyměnit nějaké peníze na euro, prosím. [?]
5. depozitní účet, vkladový účet [?]
6. mince [?]
7. běžný účet [?]
8. zaplatit [?]
9. hypotéka [?]
10. sazba [?]
11. zisk [?]
12. úrok [?]
13. peníze [?]
14. účtenka, směnka [?]
15. pokladní [?]
16. částka [?]
17. burza [?]
18. spořící účet [?]
19. směnný kurz [?]
20. Chtěl(a) bych uložit nějaké peníze na můj účet, prosím. [?]
21. investice [?]
22. provést převod peněz [?]
23. Chtěl(a) bych si vybrat nějaké peníze z účtu, prosím. [?]
24. investovat, vložit peníze (dlouhodobě) [?]
25. cizí měna [?]
26. pobočka [?]
27. Vyplňte tento formulář, prosím [?]
28. proplatit [?]
29. úroková sazba [?]
30. účet [?]
31. bankovka [?]
32. vydělat si [?]
33. poplatek, provize [?]
34. číslo účtu [?]
35. bankomat [?]
36. podepsat [?]
37. bankovní poplatky [?]
38. půjčit [?]
39. výpis z účtu [?]
40. akcie [?]
41. účtenka, stvrzenka [?]
42. banka [?]
43. podpis [?]
44. šeková knížka [?]
45. zůstatek [?]
46. šek [?]
47. kreditní karta [?]
48. půjčka [?]

Section 2: Listening Comprehension

Chose the correct answer.

Recording: show transcript

This exercise can be also done purely aurally/orally:

1. What does the woman want to buy?

   a. 
   b. 
   c. 
   

   [?]
2. Where does she want to buy the books from?

   a. 
   b. 
   c. 
   

   [?]
3. What does the cashier recommend her to do?

   a. 
   b. 
   c. 
   

   [?]

Chose the correct answer.

Recording: show transcript

This exercise can be also done purely aurally/orally:

1. Where has the man been?

   a. 
   b. 
   c. 
   

   [?]
2. Why was he there? Was he:

   a. 
   b. 
   c. 
   

   [?]
3. What can the cashier change?

   a. 
   b. 
   c. 
   

   [?]
4. Has the exchange rate gone down, or up?

   a. 
   b. 
   c. 
   

   [?]

Chose the correct answer.

Recording: show transcript

This exercise can be also done purely aurally/orally:

1. Where is the bank?

   a. 
   b. 
   c. 
   

   [?]
2. What is she studying at university there?

   a. 
   b. 
   c. 
   

   [?]
3. What kind of account does the cashier recommend?

   a. 
   b. 
   c. 
   

   [?]
4. What's the disadvantage of a deposit account?

   a. 
   b. 
   c. 
   

   [?]

Chose the correct answer.

Recording: show transcript

This exercise can be also done purely aurally/orally:

1. Where is Ivan from?

   a. 
   b. 
   c. 
   

   [?]
2. Ivan doesn't know what to do with:

   a. 
   b. 
   c. 
   

   [?]
3. One of the credit cards that Pepe recommends is:

   a. 
   b. 
   c. 
   

   [?]
4. When a bank gives you a loan, you have to:

   a. 
   b. 
   c. 
   

   [?]

Section 3: General Comprehension

For each of the statements below, choose True or False.

This exercise can be also done purely aurally/orally:

1. If you have money in a deposit account, it normally earns interest.

   
   
   

   [?]
2. If the bank gives you a loan, you don't pay interest on the loan.

   
   
   

   [?]
3. When you pay with a cheque, you must sign it.

   
   
   

   [?]
4. Banks charge a commission for transfers.

   
   
   

   [?]
5. You don't need to have an account in a bank if you want a cheque-book.

   
   
   

   [?]
6. The exchange rate for a currency never changes.

   
   
   

   [?]
7. Interest rates are the same in all banks.

   
   
   

   [?]
8. Mastercard, American Express and Visa are credit cards.

   
   
   

   [?]
9. You can usually use your credit card to get cash from an ATM.

   
   
   

   [?]
10. The Stock Exchange is where people buy and sell shares.

    
    
    

    [?]

Speaking Practice. Complete the sentences you hear, using the example as a model.

Press Play to listen to the instructions:

Section 4: Grammar Practice

A polite way to ask for something is with the expression "I'd like ...". Let's practise this.

This exercise can be also done purely aurally/orally:

Example:

1. I'd like a new cheque-book, please. (a receipt)
   [?]
2. I'd like a receipt, please. (a credit card)
   [?]
3. I'd like a credit card, please. (a new cheque-book)
   [?]
4. I'd like a new cheque-book, please. (to open an account)
   [?]
5. I'd like to change some money, please. (to make transfer to London)
   [?]
6. I'd like to make a transfer to London, please. (to know the exchange rate)
   [?]

The question corresponding to "I'd like ..." is "Would you like ...". Let's practise.

This exercise can be also done purely aurally/orally:

Example:

1. Would you like a new cheque-book? (a receipt)
   [?]
2. Would you like a receipt? (cash)
   [?]
3. Would you like cash? (a new cheque-book)
   [?]
4. Would you like a new cheque-book? (a loan)
   [?]
5. Would you like a loan? (to pay cash)
   [?]
6. Would you like to pay cash? (to invest some money)
   [?]
7. Would you like to invest some money? (to buy shares in Microsoft)
   [?]

In American English, people always use "Do you have ... ?". In British English, people often use "Have you got ...?". Let's practise.

This exercise can be also done purely aurally/orally:

Example:

1. A. Do you have an account here?
   B. [?]
2. A. Do you have your passport with you?
   B. [?]
3. A. Do you have a branch in Budapest?
   B. [?]
4. A. Do you have any Chinese currency?
   B. [?]
5. A.